Almost every mortgage lender requires that you provide the following documents in order to obtain a new mortgage loan. There are slight variations depending on your individual circumstances but below is a list of basic items we need to gather for most borrowers.
· Copy of your last two pay stubs as applicable.
· Copy of your last two years Federal Tax Returns (all pages) and any K-1s listed on your Schedule E. ~ if you own 25% or more of any
Corporation, LLC, Partnership etc. we will need copies of the last two years Federal Tax Returns for those entities too.
· Copy of your last two years W2s to match the tax returns.
· Proof of any other income you will be using to qualify.
· Copy of your last two months bank and asset statements.
· Copy of your driver’s license.
· Home phone number
· Cell phone number and e-mail address for each borrower.
· Copy of your mortgage payment coupon along with a copy of your homeowner’s insurance declaration page (the page that shows your annual
premium along with your summary of coverages).
· Signed copy of our Credit Authorization for so we can obtain your credit report.
To learn more call us at 818-952-2726 or contact us by clicking here.